Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Paying Your Bills
Profile Image

Question By
90bjdh

0 Contributions
0 People Helped
collection removed from report even though it wasn't paid
I have had a collection from a previous landlord and I tried contacting the agency to no avail so it wasn't ever paid off but it was just removed from my credit report after only 4 years. Does this mean they are going to try to sue me? Or what else would it be?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1884 Contributions
3675 People Helped

if it's only 4 years old

there are a couple of things that may be going on.

1,  the account may have been "sold" to another collection agency,  In which case the prior collection agenency will stop reporting it and the new one will start,  ususally with in 60 days.

2, the original creditor "wrote it off"  taking the tax credit and they will stop trying to collect.

Either way,  keep an eye on your Credit Report and see what happens. 

Any collection disappearing from your report can be considered a good thing.  If it reappears, then deal with it as quickly as you can.  But don't call the collections company trying to find out what happened.  That will re-open your file and they will come back looking for money!

Good Luck

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.