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casinogalb2

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Collection item back on my file after it was resolved 3 yrs ago and shows in removed collection tab?
This item was resolved in 2012 but has shown back on my file in 2015. When I look at the entire collection tabs I see the REMOVED item in the appropriate tab. Who should I contact?

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What is "resolved"? Did you pay it? Did you get something in writing that the debt was forgiven or settled or paid? It sounds like this company may be pulling some funny business and if you determine that they are then dispute it directly with the credit bureau(s) reporting it. The thing is though, paid or unpaid, a collection can legally stay on your report for 7 1/2 years (7 years it will be removed though) from the date of first delinquency on the original account. Your best bet here is to see if they are reporting something inaccurate and that would be grounds for dispute. If you find they are doing something illegal, then that is grounds for you to sue them for FDCPA violations.

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