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pagandad

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collection agency says I owe money that I don't, it mssed up my credit score
Dated 3/25/2010... My wife Kelly bankruptsy was completed... The ATM credit card's from U.S.Bank was part of the bankrupt. Some how the U.S.Bank gave her a credit card with my name on it. I did not know about this until after the proceedings were finish. I never saw the card or sign any contract for this card. In fact I never been inside the Bank. Months after this, for the years leading up to now, the collection agency been hounding me. No matter what I say, they still say I owe them a certain amount of money. So I guess it messed up my credit rating...Is there anything that can be done, without costing me more then they say I owe?

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If you were married at the time the card was issued, and if her bankruptcy was personal and not joint with you, then you are more than likely liable for the debt. You should consult an accountant or attorney.

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