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Pepper78648

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Collection accounts vs derogatory accounts
My question is once a collection account has been paid when does it turn to a DEROGATORY account? Also which is worse of the 2?

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"Derogatory" just a general/overall term for bad accounts, collection is bad account, no differences to scores either way, most scoring models out there? Doesn't distinguish between paid and unpaid collections, meaning your score won't get better just because it's paid, and paid isn't ground for early removal.

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