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Supra84

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Collection accounts showing in good standing ?
Years ago I had a few credit cards I let go to collections..i never paid them.. now two of them are showing on my report as zero balance, what does this mean ? I don't want to start up an old fire by contacting the credit card company, what should i do about this?

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It could mean that the last collection company has sold the account to another collection company, or it could mean they just plain gave up and have cancelled the debt.  I would leave it alone and wait for them to drop off.  They are supposed to fall off naturally after 7 years from date it went delinquent.  If you make any payments now, you will re-age the accounts.

Reply by
Supra84

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The confusing part is that its showing as a zero balance, and its from 2004. In credit karma where it asks you to manage your accounts and link live accounts to whats on your credit report, it expects me to link an account. I think its factoring in the credit limit from that into my total ratio. Im not going to make a payment to it, I had many others that fell off when I went through credit repair but this one is just confusing the heck out of me.. 

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