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DesertV

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Collection account is not listed in my profile, should I pay it off?
I have been contacted my a collection agency saying that I have an account in collections however it is not listed here in my Credit Karma profile? The collection and the account they are trying to collect on are valid btw, I am just not sure if paying it off will have an positive affect.

Thanks for any advice.

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Top Contributor
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Please remember that Credit Karma shows on the items that are on your TransUnion credit report, and not everyone reports to TranUnion.  Visit www.annualcreditreport.com and pull your Experian credit report.  If they don't show up there, then you can probably blow them off without worry.  However, it never hurts to ask them to mail you proof this is your debt, along with any info they have regarding it.  Best of luck!

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