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mack2412

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closing account that is opened the longest but has most missed payments
I have a card that has been open the longest but it has to the most missed payments what to do? We are looking to get pr-approved but want to improve my score before. Just wondering if it will hurt or improve my score.

Thanks

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Closing out the card will not remove the late payments. Late payments will stay on your report for 2 years from the day they were posted.

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