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Closing a credit card account.. Whens the best time to open a new one ?
I have a Capital One Platinum MasterCard and Ive tried to upgrade it to a cash rewards one but they have been unhelpful and refuse to so I want to close the account to avoid paying the annual fee.. I have 11 inquires (3 since December of that time ive opened a Chase Freedom and Discover More and credit line increase) and at about a 690 Credit score... Whens the right time to replace the card that Im on the verge of closing ?

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