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Posted in Credit Cards
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Question By
cisco50

3 Contributions
14 People Helped
CLOSING A CREDIT CARD
I HAVE A CREDIT CARD THAT HAS A 1900.00 CREDIT LIMIT THAT I GOT WHEN MY CREDIT SCORE WAS AROUND 200 POINTS LOWER THAN NOW IT CHARGES A ANNUAL FEE OF 59.00 A YEAR, I NEVER USE IT AND HAVE CONTINUED TO PAY THE ANNUAL FEE SINCE 2011 SO AS TO NOT HAVE IT AFFECT MY CREDIT SCORE, I DO NOT LIKE HAVING TO PAY A ANNUAL FEE WHEN I HAVE TWO OTHER CREDIT CARDS THAT I USE OFTEN THAT CARRY A CREDIT LIMIT OF 5000.00 AND THE OTHER 2000.00 WITH NO ANNUAL FEE, IF I DECIDE TO CLOSE THIS CREDIT CARD ACCOUNT AND I APPLY FOR ANOTHER ONE FROM CAPITAL ONE WITH NO ANNUAL FEE THAT I FEEL I WILL QUALIFY FOR , WILL THIS AFFECT MY SCORE NEGATIVELY ?

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