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msdanielson1

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Closed credit card makes on time payments percent go down?
On the credit card report on here its showing that since December my on time payments has gone down. I haven't made any late payments. The only thing that's happened is that a credit card from a jewelry store was closed (Im assuming because i haven't used it in years. Would that effect on time payments? I checked with trans union and there not seeing late payments either? Im so lost?

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