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Question By
bpoland58

7 Contributions
7 People Helped
Closed credit card account show as open
"I have a paid off Dell credit card closed account that shows as open with no activity since 2007 which is a ding on my credit. Is it better to have it taken off report or let it continue to show as open but not used?"

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Top Contributor
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Nothing wrong with a credit card not being used.  I have two sduch accounts.  What DOES count (and why you don't want to close the account) is how much credit you have available and the more, the better on that.

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