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Closed by creditor
My score is 680, I have old accounts closed by creditors, they were paid in full and they are noted as so. Will this affect the possibility of getting a mortgage, we will be seeking a $65,000 mortgage and have $10,000 to use as a down payment.

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"closed by creditor" is not a negative thing. DO NOT try to remove these accounts as they are helping your scores, if you remove them it will DAMAGE your credit. Don't worry about this, just have an answer ready for the mortgage lender when they ask why the accounts were closed by the creditor.

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