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elisecd

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closed accouts dropping off
My score is 524 currently. I had two items in collections to which I just paid off. One was in collections for about 2 years the other for about 6 months. I have one open credit card that I've had for 5 months and have not missed any payments. I have a student loan as well. (which actually looks like 4 separate loans) that I am current on. How do you think my credit will be effected by the two collections being paid. I think they will be deleted as well. I also want to know what I should do with the old (over 7 years) closed credit cards that are still on my report. Should I be requesting to have them removed? I'm not even sure what some of them are because it was so long ago.

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