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Posted in Auto Loans
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cavlima

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closed account balance 0 but still owe money
my account on credit karma shows CLOSED ACCOUNT BALANCE 0 LAST REPORTED ON APRIL 6, 2004. i asked the lender to remove his info from my credit report and they are saying i still owe them some money. what gives? I never got a bill or letter.

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If it is from 2004, that's well over the  statue of limitations, file a dispute with the credit bureau/bureaus and have it removed.

8 Contributions
1 Person Helped

Also, stop communicating with the creditor, that could reopen the account. 

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