Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Cards
Profile Image

Question By

0 Contributions
0 People Helped
CK / Transrisk Score 730+ yet still getting rejected for CCs?
So I'm relatively young and I'm working on this whole credit thing. I have two $500 credit cards and a CK/Transrisk of 730+ (recently increased by lowering my utilization ratio on the CCs). I have a small student loan, an auto loan and fair income (60,000 a year approximately). I had "good odds" of being approved for a new CC I was looking at and just got rejected. I'm reliable have no derog marks and always make my payments. Any advice?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.