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tazunemono

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CK shows two collection accounts via Transunion, but TU credit report shows zero
I updated my score yesterday, and it looks like CK is pulling TU. CK shows two accounts in collections, but when I pulled my TU report today, I don't see any active collections accounts, what gives? I have "adverse accounts" listed on my TU report but they are all IIB (included in bankruptcy)

How do I ensure CK is pulling data correctly? Should I call TU and ask them to clarify accounts in "collections" status? I don't have any accounts in collections.

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CK doesn't specify "accounts in collections." It shows "derogatory remarks." These can be found on your credit report card, last tab to the right. Below that it states "About This Factor: Accounts in collections, bankruptcies, civil judgments, and liens are items on your credit report called derogatory marks. To maintain a good credit score you should avoid any derogatory marks on your credit report. It can take from 7-15 years for a derogatory mark to be cleared from your credit history."

So, more than likely, what you are seeing on CK is the same as what you are seeing on TU.

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