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ilj2911

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CK Score DROPPED 42 points :( Please help!
I'm disputing an Authorized user cc charge ($10,000 + )

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Here is my question..

So I call Equifax (Equijerk) to dispute a credit card that has over 10,000 dollars charged to it and I'm listed as an authorized user.  Its not my account. I even called the bank that is reporting it and they have no reference of my name in there system.  I filled the dispute on yesterday and my score dropped 42 points on CK!!!!  WTF.....They left a comment that said.....consumers disputes, reinvestigation in progress.....So why did my score drop 42 points because of these marks?   I'm listed as a Authorized USER....NOT a Cosigner!  There is a big difference!  Being listed as a Authorized user, I'm not reliable for any debt...so why do I have to wait 30 days for them to remove it!

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