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CK 712 need a mortgage but I have 4 medical collections all 4+ yrs old. What do I need to do next?
I have an auto loan with a balance of $16000 and using 11% of my credit. These accounts in collections are all in excess of 4+ yrs and all medical. $50000/yr income. What do I need to do to get a mortgage with a decent percentage rate? Should I pay medical collections?

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