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sbacon0724

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Charge offs showing $0 balance
I'm sorry if this question has been asked before. But I have a couple accounts showing as charged off/sold and showing a $0 balance. Can these be removed since they are effecting me negatively and the new collection agency is also reporting but with the balance.

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Nope, they have to remain for seven years from the DOFD (date of first delinquency). It is normal to have both an original account charged off and a collection account for that account both showing on your reports.

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