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Chapter 13 bankruptcy being discharged. When can we apply for a FHA mortgage? Good income & no debt.
We've been saving up for a 5% down payment & our income has been consistent & good. Our debt to income ratio is less than 20%. How long would we have to wait to apply for an FHA loan? I've found conflicting numbers on the internet. We would like to be able to purchase a home in 2016.

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