Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
Yoko88

2 Contributions
0 People Helped
Cash Back Cards
My credit scores are TU 703, EQU 718. I've had credit for 12 months with Capital One(no late payments, and payment history(on time). Fingerhut 12 months credit(no late payments, and payment history(on time). Looking for best cashback card for my credit history, and my credit worthiness.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1884 Contributions
3671 People Helped

Cash back cards

Helpful to 1 out of 1 people

Either Citi or Bank of America.  They both have good cash back cards. 

but don't let the cash back be the deciding factor of a card.  A card that gives you 1% of the total that you spend but costs you 20% in interst isn't really saving you any money.  It's like they lowered your interest to 19%  So is that really a savings? Unless you can pay off the card each and every month and never ever carry a balance you aren't really getting anything back.  The Cash back credit cards are just the latest gimmick to get people to sign up.  Personally, I'd take lower interest rates over cash back

To earn $100 in cash back at 1%  you need to spend $10,000.  So Think of your monthly average spending on credit cards and ask yourself if its really that important.

Good luck

Top Contributor
20 Contributions
1 Person Helped
Most Helpful Response

Helpful to 1 out of 1 people

Bank of america has 3% cash back and i like the card. I use it for gas purchases only, and i pay it every month before the due date so i don't get charged inteest. I have earned $75 in 6 months, not great but nice.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.