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littleguybigdreams

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Card stolen, score dropped 90+ points. Help?
Pretty simple setup, card was stolen, creditor alerted me, charges are under investigation, but they closed the card and issued a new card. Checked this site and score dropped 90+ points, I don't understand because all they did was issue a new card number not account so is it a error on the reporting end ? I really need to know who to call because this is bs and if it doesn't correct itself then all the work i've done for the last 4 years will be for nothing.

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Spend a few bucks and check your FICO scores, those are the ones that matter. Are you certain that the change didn't cause the old account to close and a new account opened? Double check that as that may be what is going on here.

Top Contributor
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If the charges under dispute were on the last pull it could be raising your utilization enough to make your score drop significantly as well.  If that is the case it could just revert on it's own when the CC company is done doing it's due dilligance.  I would agree that it may be worth checking your own FICO score for a few bucks just to see if anything else pops out at you.

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