Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Auto Loans
Profile Image

Question By

3 Contributions
0 People Helped
Car paid off "not early"
I paid my car off in Nov.2012. I didn't pay it off early, just always paid my payments on time. I have heard that it's better to not pay off too early. Now it's January and my credit score hasn't changed at all. I did notice that about every 6mts, that it did go up some "I assumed it was due to me paying on time". Does anyone know how long it takes to hit your credit once the car is paid off? I did notice on Credit Karma that I have no open car loans now. So something updated. Just not my score.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.