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Posted in Auto Loans
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cdesigns

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3 People Helped
Car loan approval with 699 score and discharged CH13
I need a new car, my scores are Trans 699, Equifax 698, Experian (nothing) . I finish my CH13 next month and maybe my credit score will be higher once the discharge is reflected, Experian says I dont have enough credit history to calculate a credit score, but I had credit history before going into bankcruptcy , I even finished paying one of my cars 6 months ago, the other car was included on the bankcruptcy. My credit score was 520 when I filled CH3 now 5 years later I have 699, 698 scores and nothing active on my credit.......... How are my chances on getting approval on a car loan?

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Im looking to buy a used SUV around $20k max

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Remember that auto lenders use FICO scores, so know what they are. You might be wise to look for dealerships that advertise to finance all credit situations.

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