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Lordfuzzy

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Capital one reporting late payments 48 months after charge off what action can I take to fix this
Just started repairing my fiance's credit since we hope to buy a home in the next year and discovered 48 months of late payments on a charged off account. Looking online gives no clear solution so I'm posting this question in order to find a starting point.

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Top Contributor
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They cannot do this. Once it is charged off, they cannot post late payments to the account. A simple phone call to the superiors at Capital One should take care of this, if not dispute it with the credit bureaus or consult with a consumer law attorney and sue Capital One.

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