Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Karma
Profile Image

Question By
lola217

2 Contributions
0 People Helped
Capital One credit utilization is inaccurate?
I paid off my Capital One card because my credit utilization was at 42% and it was hurting my credit score. The next time they reported my credit utilization they did not acknowledge that I had paid off my card and reported 42% again! What's with this? Is this an error of Credit Karma or Capital One? Even if there was a delay in their reporting, my utilization was only that high for a couple of weeks so it would make no sense that they reported this number multiple times.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.