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PSMCC

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Cap 1 sent me 2 cards instead of 1. Neither are activated. I only want one. What do I do??
I was told to keep the additional card open. But I don't need it and dont want to pay fees after a year. Does is affect my credit negatively to have Cap 1 close it? Please advise.

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If you call and ask them to close it, it may reflect in a negative way. Cut the unused card up and then after a while of not being used Cap 1 would close it and it will have a more positive affect.

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