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schultenover

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Can't find missed payment
Equifax shows me as having only a 83% on time payment history (trans is 100%) but when I look at my accounts they all show on time payments with no misses -- how can I locate where these missed payments are?? I really don't think I have missed a payment but until I know which account I can't dispute that

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It would be best to pull your reports directly from the credit bureaus to see what exactly is on them and then take it from there.

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