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tink39

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cant aford bankruptcy attorney
I pay out 90percent of every pay check to bills how can I afford to file bankruptcy

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You can consult with a bankruptcy attorney for free, usually (first visit only) and they can provide information to help you, including how to pay the fees should you decide to file.

What are the debts you have?  If it's primarily credit cards, you have to learn how to live within your means.  Check out Dave Ramsey's site. 

Learn to put expenses and debts in the Proper priorities.  Housing costs, including utilities and insurance come first, then food and transportation.  Credit cards are "unsecured" debt and should be the last on the list for payment (which is where they go in bankruptcy).

Read the articles here, also, so you can get a better understanding of credit and how to improve yours.  If you do not learn these skills, you will never have good credit and may end up filing bankruptcy every 10 years.

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