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cat161616

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Can you tell me why though all my credit factors have all improved my score went down 45 points?

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Only you have access to your credit information.  If you had read the articles here, you will get the knowledge you need to understand how credit works and how to build your scsore and determine for yourself what may have had an impact on your score. Credit Karma is providing this information for free so it is wise to take advantage of this information.  It will help you for the rest of your life.

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