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HardtoTell

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Can you tell me when hard inquiries prior to my joining CK were taken?
I have a lot and recently joined, I'd like to know when they'll drop off. Thanks!

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Go to www.annualcreditreport.com and pull a copy of your credit report from one of the bureaus.  Dates of inquiries will be listed.  Inquiries stop affecting your score after 1 year.  Also, they only count towards 10% of your FICO score, which is minimal.  Best of luck!

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Hi Hardtotell,

Hard credit inquiries fall off of your credit report after 2 years.

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