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SteveSz

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Can TU score on CK be 40 pts higher than pulled by mortgage broker?

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Easily

Remeber most lenders do not use the Vantage scoring system and use one of the FICO's or their own made system to score you off the data that is held by TU/EQ/EU.  I have seen over 40 points for some of my pulls both up and down.  This is the reason to shop for large loans like home and car.  just remeber to do your shopping in a short time (1-2 weeks) this way all of your hard inquiries are considered only one even though they all show up in your report.

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