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Question By
Labethmiller

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Can one account be broken into smaller amounts and submitted several times as derogatory marks?
I had one account for a medical bill that I was disputing and they submitted it as 10 separate derogatory marks. They broke it down into smaller amounts. But it has made a huge impact on my credit score.

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Top Contributor
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This is illegal. Write a letter to the credit bureau and ask them to validate the accounts.

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