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captainboss7

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Can i take a loan of $10000 with both of my scores above 640?

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A lot more goes into it than just credit scores. Your overall credit profile will be looked at, your income, your time with your employer, etc. Also understand that the two credit scores that you get here are Vantage Scores. You also have another credit bureau in addition to Transunion and Equifax and the other credit bureau is Experian. Start dedicating an hour or so every day to read about building credit in addition to other credit topics, such as different scoring systems for credit. Do some reading on the factors that go into a lenders decision for extending credit.

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