Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
Kitt8793

0 Contributions
0 People Helped
Can I stop a collections agency from reporting a paid debt?
I normally pay bills promptly and have a high credit score. I was late paying a medical bill of $170 because the bill pay website was confusing and I decided to wait and pay in person during a follow up appointment with the same doctor. Obv a big mistake...I received services from several providers at the same location, and the website indicated I must pay each provider separately. The info on my bill was unclear in terms of which amounts matched with which provider. (I realize now I should have just used my best guess and paid it, or I should have called them to clarify.) I paid the balance in full (in person) on the morning of my appointment 9/22. On 9/23 I received a letter from a collections agency that was dated 9/19. Is there any way I can stop the collections agency from reporting this to the credit bureaus since I technically paid it before I even knew it was sent to collections?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
988 Contributions
550 People Helped

Nope.  You'd need to deal with the CA to address that.  Be careful and research carefully before contacting them to make sure you don't make matters worse for yourself.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.