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KRecca66

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Can I raise my credit score by lowering the utilization percentage?
I currently have two cards that are over 35% and two over 50%. At what percentage should the cards be at to raise my score ? I thought it was 30% or less.

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If you had read the articles, you would have learned that the best usage is 10% or less and, if you pay the bills in full every month, your score wsill be even better.

Top Contributor
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First step is to work to get them all under 30%, but yes the best scoring comes from under 10%.

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