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billium42o

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can i join my wifes credit card?
If my wife has an existing American express card, am I able to join on as a joint applicant? Her credit is much better than mine and were trying to find the most cost effective way for myself to have a credit card. I would imagine she could authorize a card for me to use on the account, but I'm curious if there is a process for me to apply as a co-applicant so it helps my credit rating as well. My CS is in the upper 500's, and if what I'm inquiring about is even possible, I assume AMEX has a strict approval process and I may not qualify.

With that in mind, would it be better to open a new line of credit in a joint application process? I'm trying to avoid a secured credit card to the best of my ability. My wife probably already has all the credit cards she needs as well, Haha.

Does anyone have any insight for me?

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Amex

I know that mid 600's will qualify for additional cardholder. Not too sure about much more than that for AMEX

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