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ccmfred

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can I have my father call to check my credit
i believe someone opened a credit card in my name without my knowledge. I will be 18 in 1 week and need to find out if this cc exists. Can I have my father call someone to check

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YOU can likely go to annualcreditreport.com and check to see if anything is on your credit report.  It would be wise to make this check once a year.

Should you find anything showing, you can file a dispute with the credit bureau reporting the error.  In the case of a credit account being opened in your name, your dispute can also include the fact of potential identity theft.

As a bit of advice, get yourself a small safe or lock box and keep all important papers, including your social security card, locked up.  These ar e items you'll need only a very few times in your life, but that social security number is a gold mine to a thief.

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