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mrodalis23

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Can i get something taken off my credit report if i cosigned for someone one who used identity fraud
In 2007 I cosigned for some one who was an illegal alien but used a social security and another name in order to get a car loan. When i was deployed he got arrested for being illegal immigrant so payments couldn't be made. The account was settled after i disputed it in 2011 but it stayed on my credit.

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When you say account was "settled", do you mean you agreed to pay a lesser amount to close it out?  If that is the case, then it will stay on your credit report for 7 & 1/2 years from the date you paid it.  Not much you can do about this, even with the identity fraud.  You can write to the bureaus and ask for verification to see if it will magically fall off (it does happen), but no guarantees.  If you do send letters, send them a copy of  your military ID as proof of who you are, you may get lucky and someone will remove it as a "thank you" for serving our country and keeping US safe.  I hope it works out for you.  Best of luck and thanks again for your service!

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mrodalis23

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I didn't agree to anything but the main account holder di which would be the same thing right?

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