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Mrskraus87

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Can i get a Mortgage
We have had a truck for over a year every payment has been on time . We had ex's that have ruined our credit so we have had a credit person show us what needed to be done and what was falling off the credit report
My husband and I just used credit krama he 525 & i have 583 do you think we could get home loan 60000

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I don't think your scores are high enough yet to apply for a home loan. When your Credit Karma score gets to about 700, then give it a shot.  You might be able to find a lender right now, but the interest they would charge would be horrible.  Plus, the new CFPB regulations regarding mortgages, (which went into effect this month), place a heavy burden on mortgage companies to make sure the potential buyers can truly afford the mortgage, so they have a lot less wiggle room now.  Just try to be patient and keep working on building up your credit.  Best of luck to you both!

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