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Posted in Auto Loans
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skruffles

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can i get a car loan with a score near and at 700 and with a bankruptcy 4 years behind me?
the car was not included in the bankruptcy and I paid the loan in full, but of course the bank did not and, will not report this.

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There is auto financing out there for just about every situation. Be aware that most auto lenders will use an auto version of Fico scores, so you may want to check them to see where you are at there. As long as there are no recent negative marks on your reports (within the last couple of years) and you have employment then you should be fine. See where you stand with your FICO scores and then you can see what route you need to go. There are many dealerships that off financing for just about every situation, so if you have to you could go that route. Look around on the internet for a place like that in your area if it comes to that. Be patient and weigh out all options and do your research (reading about what lenders accept what, etc.)

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