Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Auto Loans
Profile Image

Question By
Anonymous2341

0 Contributions
0 People Helped
Can I get a auto/personal loan without credit card/credit score?
I work full-time I don't own a credit card I need get a car but I need make a loan is that.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7816 Contributions
1500 People Helped

It would probably be pretty tough. There are dealerships that advertise to finance all credit situations, but you must be careful dealing with lenders that finance risky loans. You may not get approved for much and the interest rates can be very high. I recommend building credit first and try to find a car you can get for cash and in a couple years down the road you should be able to get the financing for the vehicle that you want. Get started with building credit right away as it takes time. The first and most important step is to start reading everything that you can find about credit, how to build it, how to use it, etc. Once you have a basic understanding of how it works, get a Secured credit card from a lender that reports to all three credit bureaus and then continue reading.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.