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Question By
errrrryn

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62 People Helped
Can I dispute inquiries from a car dealership?
My husband and I have 7 hard credit inquiries from buying a car at a dealership! I hate dealerships...I tell them countless times that I have horrible credit and they always insist in trying! I will definitely be more firm next time..7 inquiries isn't helping my score improve )=

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Credit Karma Team
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Hi errrrryn,

If you authorized the dealership to perform an inquiry, you cannot dispute it. By law, your credit report must list each company that reviews your credit to make a lending decision. However, if the inquiries were all conducted within a certain time frame, they are scored as one inquiry. This minimizes the damage to your score. 

Reply by
akarthik

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0 People Helped

Hi CreditKarma,

Do you know the process to dispute if I havent authorized the dealership to peform an inquiry?

Thanks

Reply by
akarthik

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0 People Helped

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