Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
noamroz

0 Contributions
0 People Helped
Can i change something if it's a mistake of another company?
Hi,
I've issued a CC from Target, and then cancelled it the same day.
I didn't remember that i paid with it immediately and didn't pay with my other CC, and when i asked on the phone to close the card, they didn't tell me that i owe them money.
3 months later, i get a phone call from them, saying that i need to pay, and my credit score dropped from 750 to 572.

I've made sure this time i've paid the debt, but i feel really bad about the fact that if i only knew that i owed them money, i would have paid immediately.

Can i do anything about it ?
My credit score increased only up to 620 and i'm stuck there.

Thanks,

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.