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Neading1

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can i buy a house while in chapter 13?

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Don't get discouraged

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Neading1,

It is possible.  Go to USDA rural development, then click on USDA Eligibilty(eligibility .sc.egov..USDA.gov/eligibility). There are others, but they are not the govt program.  You can start here.  It's a no down payment for low to moderate income and they will look at people who are in a chapter 13. Good luck.

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Not likely.

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Bankruptcy casts a bad shadow on your credit record for up to 10 years.  You might try to buy a house, but it isn't likely you'll get one.  Get this bankruptcy cleared out, build a savings account, then consider getting a home. 

FYI-There is nothing wrong with renting.  Landlord takes care of the repair bills.  If you own a house, consider adding at least 20% to your mortgage payment calculatioin for property taxes and repairs, which YOU will have to take care of.

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