Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Mortgage
Profile Image

Question By
lillylove824

0 Contributions
0 People Helped
Can i apply for a house even with the score that i have?
first time home buyer

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
119 Contributions
31 People Helped

You haven't exactly given us a lot of information.  Anyone can apply for anything at any time, and with any credit score. However, that doesn't mean you're going to be approved. You haven't mentioned what your credit score is, or anything else that might help your fellow CK members form an opinion on your odds of approval. Posting more info would definitely be helpful.

Top Contributor
5038 Contributions
1131 People Helped

Mortgage lenders are not going to use the scores that you get on here. They will most likely use a version of FICO scores, probably a mortgage version, so you should get your FICO scores and see where they are. Be aware that more than scores go into a lender's decision. Your overall credit profile is just as important, your debt to income, size of down payment, value of property, etc. will all come into play.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.