Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
shayna14

0 Contributions
0 People Helped
Can credit be hit twice for same account
I have been repairing my credit over the last few months and had increased it 70 points until recently. I have paid several debts and had one from Verizon that I was going to pay with my tax refund but they turned it in to collection company. The collection company never tried to contact me and when I logged on this month they had reported the debt and my score dropped 28 points on here, although it went up on credit sesame and its showing on there as well(don't know why it went up). The Verizon bill and and new one from collections are both on credit report now. So my question is, can they do this? Or should only one of them be on there? Thanks for all the help.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
3051 Contributions
2789 People Helped

Both can be on there, but only one can show a balance due (the collection account).  The Verizon account should show as being sold to another party.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.