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Posted in Credit Scores
Can adding my son as an authorized user on my credit cards raise his credit score or lower mine?
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Question By
lstimp

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I was recently added as an authorized user and it actually raised my credit score, but from what I understand this doesn't always happen but it is worth a shot as long as your son doesn't misuse the card.

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Response by
tweetymac

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Added as authorized user

My partner added my name on to his credit card because when we travel, I need to get the car, and I make purchases for our household on it - but when my name was provided, my ss# was never asked - and now it is showing up on my credit report. How does this happen - you add a name, no SS# and it shows up?  Seems rife for errors!

Response by
gailmindy

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Add yourself on as an authorized user to an existing credit account with a good score. Tried and proven! 

Response by
Chany

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I've looked this up before and found that they don't report on authorized users' credit reports anymore so I don't think it will help his. If he misuses the card, that will lower yours, but other than that I don't think it will hurt. They could also try to go after him if you misuse the card.

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Response by
PiscesFire

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It can help his. It won't lower your since the account in question is already on your report.

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Response by
hardeight

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