Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
Byearicks1

0 Contributions
0 People Helped
Can a removed collection bring my score all the way down from decent to 0?
I had a decent credit score on trans union as well as equifax but I went to check my credit and my tansunion score is the same but my equifax score now says 0 or no score available and there's been two changes to my account, a hard inquiry was removed from my score as well as a erc collection that I didn't know was even on there. Wouldn't those things being removed bring my credit up not down? Is it possible that having a collection removed from my account could bring it all the way down to 0? Or is eqifax just trying to update so it's not showing up correctly? I honestly

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
988 Contributions
550 People Helped

Depends on the details.  If you don't have any other recently active credit accounts then it could certainly bring your scores down.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.