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FrustratedAZ

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Can a lawyer help if a Collection Agency has reported a debt you do not feel you owe?
We have been hassled by a collection agency over an ADT contract that was never fulfilled because the installer could not get the equipment to work. We refused to pay for the equipment and tried to return it to the vendor, but they turned us over to the collection agency. This is an agent of ADT, and ADT confirmed this is not their policy. Can a lawyer help get this removed from our credit report?

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Don't go to that expense, try it yourself first.  First, visit www.ftc.gov and www.consumerfinance.com and file online complaints against ADT and/or the collection agency.  Second, write letters to all three credit bureaus and tell them to delete the account because it was sent to collections in error.  If you have any proof of your claims, send that with the letters.  Also send letters to ADT and the collection agency.  Do NOT dispute online with the bureaus, do it all by US mail.  It may take a couple months, but you may get it off without spending money on an attorney. Best of luck!

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